Everything You Need To Know About Credit Cards Alternative Interest - Great Answers Today

We all wait for the day when debt will be magically banished from all the reports.

Some folks call it the coming of Christ, but I call it the coming of the debt-eraser. Yes, I'm evidently being absurd right now, but how exciting would this be? We'd all surely call this individual a saint of some sort. I know I'd plaster his/her face across my living room wall in a 20/30 frame.

At this point I'd even be satisfied if my credit card debt was erased. The relief would be inestimable. Speaking of those little plastic devils, how much do you currently owe on yours? I swear these suckers should come with the numbers 666 written across the front. Just as a fair warning to all who use them. Someone please create the interest free credit cards. The globe would be a much better place.

The other day I was Christmas shopping. After all, this is the season to be cheerful, right? Well, how in the name of God am I supposed to be cheerful when I know that there will be some stupid interest rate charged on my credit card each month? I wince with a tentative twinkle in my eye every time I whip the thing out.

I don't want to use the darn thing, but , if you're broke from paying bills, you hardly have 20 other options. It's not like you could simply dismiss the idea of buying presents for your loved ones. That wouldn't go over so well. Of course this wouldn't be an issue at all if one had a few interest free credit cards.

But, where in the world can you get these? Well, I'm pleased you asked. You can indeed find interest free credit cards, but like always, there is commonly a catch. They're in general interest free for balance transfers only, and this only lasts for 12 months from when you receive the card. So don't plan on getting interest free credit cards that apply to purchases. Make sure to read the fine print on the back of each document/pitch you get in the mail. The purchase interest rate is typically HIGH, and the cash-advance one is always worse.

I just recall the only time I encountered true interest free credit cards. It was back when I started university. I was offered a few interest free credit cards with 0 APRs on purchases. They only had 250 dollar limits and if you exceeded the limit, your interest rate was horrible. Other than that, these advantageous credit cards stop to exist.

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