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Paul Wilcox's Articles

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What is Spam? Just about anyone who accesses the Internet will know what spam is. Spam is the biggest problem of Internet email just as for the Postal Service the problem is junk mail. The Hidden Costs Of Corporate Identity Theft Annually, since the beginning of our modern "Information Age," thousands of people have their identities stolen and have to report illegal access to their personal bank accounts. Such personal identity theft costs victims vast amounts of money. The Most Common Types Of Identity Theft Crimes Reports of identity theft and fraud top the Federal Trade Commission's (FTC) list of consumer fraud complaints this year and have every year since 2000. In fact reports of fraud and identity theft make up about 39% of consumer complaints with fraud resulting from Internet auctions in second place with about 16% of consumer complaints. The Hidden Cost Of Identity Theft Against Children Studies done by the Federal Trade Commission have shown identity theft against children to be the fastest growing sector reporting complaints of identity theft. In many cases the children can't even trust their parents to protect them because sadly family members commit the majority of child identity thefts. The Real Secret To Identity Theft Criminals find several different ways to rob other people. For example, a thief might steal a car or cash and other items someone has on their person. They could break into a house and steal things as well. There is another way that criminals now steal that has a unique aspect to it. Identity Theft Articles With all of the recent news attention on the subject of identity theft, it is no wonder that there have been multiple articles on the subject springing up on the Internet. Many of these identity theft articles provide readers with a lot of valuable information. However, consumers should be aware that many identity theft articles out there use scare tactics to get consumers to buy products they are selling. These articles can be easy to spot if you know what you are looking for. How Trojan Horse Viruses Can Attack Your Computer A Trojan Horse virus is so called because of its reference to the Greek legend of Troy. The legend goes that a large wooden horse was left outside the gates of Troy as a peace offering from the Greeks, whom the Trojans were at war with. Once inside, the horse burst open to reveal Greek soldiers who then destroyed the city. Corporate Identity Theft: Understanding and Preventing It Since the beginning of the Information Age, personal identity theft has flourished. Fraudulent transactions concerning large amounts of money are reported by thousands of people because unauthorized people have accessed accounts illegally. How To Recovery From A Virus Attack Just why are viruses harmful? Because they cause damage to your computer components just the way biological viruses are harmful to humans. How Criminal Identity Theft Can Affect Your Life There are many ways that a criminal can steal from others. Some of those ways include robbing an individual of the cash or personal possessions they are carrying, stealing a vehicle, entering an individuals home and stealing items, etc. However, recently stealing from another has taken on a whole new dimension. Fighting Viruses On Your Computer Viruses can be annoying and they can be extremely destructive, however they can be fairly easy to prevent. If you have an anti-virus program running at all times on your computer, as well as take great care in opening email attachments, odds are your computer will remain virus free. What You Need To Know About Identity Theft Insurance Identity theft insurance coverage is big business for companies looking to profit from the fear of consumers regarding identity theft. This has provided consumers with many different ways to pay for identity theft losses. Generally all consumer identity theft coverage policies fall into one of two categories, prevention services and insurance coverage. Identity theft is best avoided but since no one is one hundred percent invulnerable to identity theft, insurance provides a nice soft place to land if you do fall victim. How Identity Thefts Are Committed & How To Stop Them The idea of learning how to commit identity theft might seem strange to the common person. But in order to protect yourself from the criminals that commit these acts, its important to educate yourself on just how they do it. The number of identity thefts perpetrated is on the rise. And if you think it cant happen to you, then think again. Are You a Victim of Identity Theft? Identity theft is a popular crime today. But unlike other crimes, the victims of identity theft often are unaware that a crime has been committed until after the damage to their credit and their name has been done. Protect Your Identity Online It is hard to imagine but just by innocently downloading a file from the Internet, your identity can be compromised. Most of the time, files are from a trusted source. But all it takes is the downloading of one corrupt file for your computer to be infected with a virus, worm or spyware and then you are in danger of becoming a victim of identity theft. Identity Theft: Protecting Your Identity From Scammers There are many things or personal possessions that can be owned. Sometimes these items have been purchased, received as gifts or passed down from generation to generation. How You Can Protect Kids From Online Dangers The Internet is an amazing tool that people rely on more and more in several aspects of their lives. One of the fastest growing demographics of Internet users is children. Unfortunately, children are also one of the demographics most vulnerable to being taken advantage of online, making protecting children a chief concern of both parents and software developers. There are several keys to making sure children are protected when using the Internet. History Of Identity Theft Advances With Technology While identity theft is nothing new, thieves have been stealing innocent peoples identity throughout history. However, advances in technology have made it easier for thieves to steal information for identity thefts crimes. Three Immediate Actions To Take: Victims Of Identity Theft You've always paid your credit card bills before they were due. Your rates on the few cards that you have are low as you've always been responsible for your actions etc. Identity Theft Protection Tips The false use of someone else's credit card or bank account or even using someone else's name to work under are all different forms of identity theft. You are often expected to repay money if you become a victim of identity theft but here are some tips that will guarantee some protection to help you from becoming victimized. The Various Types of Identity Theft The financial consequences of identity theft are well known. Credit card fraud, bad credit, bounced checks and unpaid debts run rampant due to people having their identity stolen. However, finance is not the only thing that can be harmed. Following is a list of the various types of identity theft. Important Statistics Surrounding Identity Theft It is important to understand that identity theft is a fast-growing crime. It is also important to know just how your identity can be stolen and how to protect against it. Try to keep as up-to-date as possible in this growing epidemic, and to know who is most likely to be a target. Ideas to Prevent Identity Theft Identity theft is becoming a major problem but by being aware and taking some preventative measures, you may be able to avoid becoming a victim. There are numerous things that you can do to help prevent identity theft. The first is to check your credit reports annually. Why Identity Theft Insurance Isn't Really That Helpful Personal identity theft has become a lot more newsworthy lately. Some experts say that it's receiving much more attention than it should. It has become so common in the news that there is now an insurance to cover it called personal identity insurance. How to Report Identity Theft Identity theft is a huge problem in our society today. This is a problem that is growing every year and it can have the effect of nearly destroying peoples lives. If a person is affected by this problem they need to know how to report identity theft. Also, a person should remember that this is a problem that will never be solved unless they report identity theft " keeping silent will only hurt yourself and future victims of this crime. What is the Origin of Identity Theft? Identity theft is a major problem in this day and age. It hurts the creditors that have money owing to them as well as the people whose identities are stolen. Even the general public looses because of the extra fees and higher interest rates charged by the companies for money they loose. It's difficult to determine its origin but it's really just another form of thievery and that's been around forever. What You Need To Know To Protect Yourself From Identity Theft Would you ever consider driving in rush hour with a blindfold on? If you do I'd like to know where you're driving please. Protecting yourself from identity theft is equally as important. Don't think just because you're educated or poor that it couldn't happen to you. It happens to people from all walks of life. According to The President's Identity Theft Task Force, there can be as many as 10 million victims of identity theft yearly. You can however, learn to protect yourself by using common sense and it won't cost you a thing. Be Proactive in Preventing Identity Theft Identity theft happens to more than eight million people annually, according to statistics from 2006. This has caused an onslaught of companies offering services to prevent identity theftfor a price. There are measures that the average consumer can take on a day-to-ay basis that will go a long way to preventing identity theft. These measures include guarding your privacy and personal information, shredding your mail and outdated financial documents, monitoring your credit reports, and possibly purchasing identity theft insurance which wont stop identity theft from happening to you but will prevent identity theft from eating up your savings and ruining your credit for a long time. Are Pop-Ups Something To Be Worried About? Pop-ups are those annoying advertisements that - as the name says - pop up on your monitor as you surf the Internet. Their main purpose is to attract visitors to advertisers' web sites or to collect e-mail addresses. Identity Theft - Signs That Your Identity Has Been Stolen Identity theft is a popular crime today. But unlike other crimes, the victims of identity theft often are unaware that a crime has been committed until after the damage to their credit and their name has been done. Would you know before it is too late if your identity is stolen? Here is what to check for to stop identity theft in its tracks. 7 Ways To Prevent Identity Theft Destroy all documents that contain personal information. Thieves still gather personal information used identity theft from the trash so be sure to shred everything you throw away that contains any personal information about you. This includes credit card statements, bank statements, etc. 5 Ways To Keep Your Personal Information Safe From Scammers Identity theft is becoming increasingly common, and protecting yourself is important. One way to keep your identity safe is to get an unpublished phone number. This is often overlooked but phone companies sell customer information including name, address, and calling records to anyone who will pay for it. Is Your Child A Target For Identity Theft? Identity theft is getting a lot of press these days but one of the fastest growing demographics of victims is hardly ever mentioned - children. Children are even more vulnerable because they receive a social security number but few families ever check their kids' credit reports. They just assume there's nothing to monitor. Problems can show up years later, however, when the child is grown up and applies for a credit card or a car loan. The problems show up and the application is declined. And at this point, the work necessary to clear the credit fraud is difficult. Taking Steps To Protect Yourself From Identity Theft There are a number of forms of identity theft. The fraudulent use of another person's credit card, charging up bills in another's name and seeking work in someone else's name are all examples. Unfortunately, the people who are victims of identity theft are often help responsible for debts and other problems created. This is one of the reasons you need to take steps to protect yourself. Is It Really That Important To Backup Your Data? Our computers have become a necessary part of our lives. We use them for doing work, corresponding with friends and family and even for entertainment. Over time, most computer users create many file that are important documents which could cost both time and money if lost. Data backups are the best way to ensure you don't lose any of those files. What You Can Do To Avoid Email Scams Along with spam advertisements hawking prescription medicines, 'cheap' mortgage rates and online gambling sites, there are a number of common scams whose sole goal is to separate you from your money. How You Can Spot Email Scams Along with spam advertisements hawking prescription medicines, 'cheap' mortgage rates and online gambling sites, there are a number of common scams whose sole goal is to separate you from your money. Protecting The Internet From Virus Attacks By now most users are aware of the need to implement antivirus software on individual systems. But a large percentage of the hardware and software used to provide something for those users to use resides outside them. What are they and what can be done to protect them from virus attacks? Internet Security - How To Avoid Being Infected With Spyware Spyware can be more than an annoyance. Poorly programmed spyware can interfere with other programs and can even cause system instability. Privacy issues are at stake as well. Internet Web Browsers - The Key to Security? Less like the key, really, than a car - browsers provide the means for traveling around the Internet to interesting destinations. Unfortunately, sometimes uninvited passengers climb in. On rare occasions, they even 'carjack' you. How To Protect Your Identity: Identity Theft Defined There are many things or personal possessions that can be owned. Sometimes these items have been purchased, received as gifts or passed down from generation to generation.

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